Buying a Car with Bad Credit

If you are planning to finance your car with a bad credit, then you will find limited options because many banks and lending institutions only give loans to people with good credits. However, there are several ways of buying a car even if your credit score is low. The steps below will show you how to buy a car with a bad credit. Rebuild your credit score first You will need to improve your credit score as much as you can before you visit your … Read more

Buying from a “Buy Here Pay Here” Car Lot

“Buy Here Pay Here” dealerships are new or used car dealerships that finance the car themselves rather than using the lending institutions. They market their businesses to people with bad credit or low income. Since they serve car buyers who can’t afford bank loans because of their bad credits, they inflate vehicle prices at will and charge high-interest rates on car loans. When a buyer misses even one monthly loan repayment, they aggressively repossess the vehicle without looking back and keep all the money that … Read more

Car Frame Damage & Structural Damage

Frame or structural damage to a vehicle is caused by a serious accident. A vehicle with frame damage or structural damage is unsafe to drive. Unfortunately, you will find these vehicles having a clean title. Many dealers sell them knowing that the vehicles’ frames or structural components had been damaged before. They do not disclose the damage because they feel that the car buyers will believe that vehicles have a clean title. When dealers hide this fact, they normally want to make larger profits from … Read more

Factoring Car Insurance Rates into Your Budget

If you are planning to acquire a new or used car, you must factor car insurance rates in your budget because each state requires car buyers to purchase minimum car insurance before driving their cars on public roads. If you have been shopping for the cheapest car insurance cover, you would have probably known that there are many factors that will determine your insurance rates. Continue reading this article get more insights about some of the factors that determine your car insurance rates. Factors that … Read more